At Ares Capital, we offer flexible personal loans tailored to the diverse financial needs of Singapore Citizens and Permanent Residents. Whether you’re consolidating debt, financing education, managing medical expenses, or covering unexpected bills, our unsecured personal loans provide a fast, transparent solution with no need for collateral.
Loan approval is based on your income and credit history, ensuring fair and responsible lending. Once approved, you can expect quick disbursement so you can focus on what truly matters—meeting your personal goals with confidence.
To be eligible for a personal loan with Ares Capital, you generally need to meet the following criteria:
We also support self-employed professionals and foreign workers by guiding them through the specific documentation required. Our team will explain the eligibility and documentation in clear, simple language so you can apply with confidence.
Applying for a personal loan with Ares Capital is straightforward:
Complete our online form with your personal and financial details.
Provide necessary documents, such as identification and proof of income.
We present you with multiple loan offers from our network of lenders.
Compare terms and choose the loan that best suits your needs.
Upon acceptance, funds are disbursed promptly, often within one to two business
Our process may utilise Singapore’s MyInfo for digital verification, expediting the application and approval stages. A dedicated loan officer will guide you through each step, explaining the Effective Interest Rate (EIR) and any processing fees before you commit.
Beyond personal loans, Ares Capital offers various financing solutions to meet different needs:
Short-term loans designed to cover immediate expenses until your next paycheck.
Financing options tailored for home improvement projects, enabling you to enhance your living space.
Combine high-interest debts into a single, manageable monthly repayment plan.
Our team is committed to providing financial solutions that align with your personal goals and circumstances.
At Ares Capital, we adhere to Singapore’s strict regulatory standards to promote a safe and professional lending environment. Our commitment to responsible lending includes:
If you're ready to explore your personal loan options, or simply want more information, our team is here to help. Contact Ares Capital via phone, email, or our website form. Our office is located at 140 Paya Lebar Road #09-13 AZ @ Paya Lebar Singapore 409015 and we’re open Monday through Friday, 9 am to 5 pm.
We look forward to helping you achieve your financial goals with clear, dependable support.
Established in 2019, Ares Capital is a strategic boutique advisory firm specialising in mortgage and SME financing in Singapore. Backed by experienced former bankers and an extensive lender network, we provide structured approvals, competitive rates, and trusted long-term financial guidance.
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