Alternative Lending Solutions in Singapore

Flexible Funding Solutions

Alternative lending provides businesses with access to financing beyond traditional bank loans. These facilities are often used when funding is required quickly, when businesses have specialised financing needs, or when conventional lending structures may not be suitable.

Through our network of private lenders and financing partners, Ares Capital helps businesses secure structured funding solutions tailored to their specific circumstances.

Our Features

We Assist With:

Alternative Financing Options

Funding Purposes

Flexible Loan Structures

Our Procedures

How To Apply?

01.

Share Your Financing Requirements

  • Funding purpose
  • Required loan amount
  • Business financial profile
  • Available collateral (if applicable)

02.

Pre-Assessment & Lender Matching

We review your case and match it with suitable lenders within our network, ensuring the financing structure aligns with your requirements.

03.

Compare Financing Options

We present approved financing offers for you to review based on:

  • Loan quantum
  • Interest rate
  • Repayment terms

Our Features

Why Choose Ares Capital for Alternative Lending?

Extensive Financing Network

Beyond traditional banks, we work with a network of private lenders and alternative financing providers to identify suitable funding options.

Strategic Case Positioning

Every case is reviewed carefully before submission to ensure it is presented to the most appropriate lender for your financing needs.

Transparent Advisory

We provide clear guidance on loan terms, costs, and repayment obligations so you can evaluate financing options with full visibility.

Our Features

Key Things to Know Before Taking Alternative Financing

Alternative financing solutions often have faster approval timelines compared to traditional bank loans, making them suitable for time-sensitive opportunities.

Loan tenure and repayment structures may vary depending on the lender and the nature of the financing facility.

Some alternative lenders may require assets such as property or business assets as collateral for the financing facility.

Businesses should evaluate their repayment capacity carefully to ensure the financing structure remains sustainable.