Commercial property financing allows businesses and investors to acquire or refinance office, retail, or industrial properties. With access to multiple banks and lenders, Ares Capital helps structure commercial property loans with competitive interest rates and financing terms tailored to your investment strategy.
Whether you are purchasing a new commercial property, refinancing an existing loan, or unlocking equity from your property, we guide you through the entire financing process.
We assess your financial profile and recommend suitable financing structures, including whether the property should be acquired under a company or investment holding entity.
We coordinate with banks to obtain loan approval and help you compare financing packages based on loan quantum, interest rates, and repayment terms.
Where possible, we aim to secure loan approval before committing to the Option to Purchase (OTP) to reduce financing risks.
Commercial property loans typically finance up to 80–90% of the property value, depending on the lender, borrower profile, and property type.
Commercial loan interest rates vary depending on market conditions, loan tenure, and borrower profile.
Banks usually conduct a detailed assessment of both the borrower and the property before approving the loan, including financial statements, credit history, and property valuation.
If you’re financing a commercial property, these solutions may complement your funding strategy or cash flow needs:
Whether you are acquiring your first commercial space or refinancing an existing mortgage, Ares Capital is here to help you secure the right commercial property loan. We offer access to multiple lenders, clear advice, and full support from application to disbursement. Contact us online, by phone, or visit our office at 140 Paya Lebar Road #09-13 AZ @ Paya Lebar Singapore 409015. We are available Monday to Friday, 9 am to 5 pm.
Let us help you build your business on solid ground with smart, strategic property financing.
Established in 2019, Ares Capital is a strategic boutique advisory firm specialising in mortgage and SME financing in Singapore. Backed by experienced former bankers and an extensive lender network, we provide structured approvals, competitive rates, and trusted long-term financial guidance.
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