Founded in 2019, Ares Capital was built by experienced finance professionals with a clear purpose: to simplify financing for individuals and SMEs in Singapore. Recognising a gap in transparent, client-focused advice, we set out to deliver solutions that prioritise clarity, trust, and long-term value, and we continue to do so today.
Our mission is to simplify mortgage and business financing in Singapore by providing professional guidance, transparent comparisons, and tailored solutions that truly fit each client’s needs.
Our vision is to be Singapore’s most trusted boutique mortgage and SME financing advisory firm, known for our integrity, deep expertise, and long-term relationships built on clarity and confidence.
We combine smart financial tools with experienced advisory to help businesses navigate financing with clarity. From comparing lenders to structuring the right loan, we focus on solutions that support your growth—not just quick approvals.
We’ve helped SMEs secure funding for expansion, working capital, and operational needs. With efficient processes and clear guidance, we make financing straightforward so you can stay focused on running and growing your business.
Ares Capital is a licensed financial institution regulated by Singapore’s Registry of Moneylenders. We operate with full transparency and strict compliance, giving you confidence in every financing decision.
At Ares Capital, our approach is guided by three core values that shape how we serve every client.
We hold ourselves to the highest standards of honesty and professionalism. Every recommendation we make is grounded in what’s right for you—because trust is built through actions, not promises.
We believe in clear, straightforward communication at every step. No hidden terms, no unnecessary complexity—just honest guidance that helps you make informed financial decisions.
We are committed to delivering consistently high standards in both advice and service. By focusing on quality and attention to detail, we aim to create outcomes that truly add value to our clients.
We believe in full transparency and clear guidance, so every client can move forward with confidence and make well-informed decisions.
Ares Capital partners with leading banks, financial institutions, and licensed moneylenders in Singapore to support diverse business financing needs. Each partner is selected for their credibility, consistency, and ability to offer competitive funding solutions.
Through this network, we provide access to a wide range of business financing options, from working capital to expansion funding. By leveraging both traditional and alternative lenders, we help structure solutions that align with your business goals, often with more favourable terms than going direct.







Established in 2019, Ares Capital is a strategic boutique advisory firm specialising in mortgage and SME financing in Singapore. Backed by experienced former bankers and an extensive lender network, we provide structured approvals, competitive rates, and trusted long-term financial guidance.
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