A business term loan provides companies with financing to support expansion, operational needs, or investment opportunities. With access to multiple banks and lenders, Ares Capital helps businesses secure competitive loan packages structured around their financial profile and growth plans.
From initial assessment to loan approval, we guide you through the process and present suitable financing options tailored to your company’s needs.
We conduct an initial credit assessment and match your company with lenders most aligned with your financial profile.
Once lenders review your application, we help you compare approved offers based on:
Our close working relationships with SME bankers and lenders allow us to compare financing packages across institutions, helping you secure competitive interest rates and terms.
Before submitting your application, we conduct a detailed pre-assessment to position your company appropriately with lenders, improving approval prospects and avoiding unnecessary submissions.
We provide clear guidance throughout the process, from loan structuring to approval coordination, with full transparency on any applicable fees.
Lenders typically assess:
The approved loan amount depends on the company’s revenue, profitability, and overall financial position.
Business loan rates vary depending on the lender, company profile, and loan tenure.
Preparing financial documents in advance can significantly improve approval timelines and help lenders evaluate your company more efficiently.
If you’re seeking structured financing for your business, these solutions may offer additional flexibility or funding approaches:
If you are ready to grow your business and need financing support, Ares Capital is here to help. Our business term loan solutions are flexible, accessible, and designed with your company’s future in mind. Contact us via our online form, by phone, or visit our office at 140 Paya Lebar Road #09-13 AZ @ Paya Lebar Singapore 409015. We are available Monday to Friday, 9 am to 5 pm.
Let us help you fund your next chapter with confidence, clarity, and expert support.
Established in 2019, Ares Capital is a strategic boutique advisory firm specialising in mortgage and SME financing in Singapore. Backed by experienced former bankers and an extensive lender network, we provide structured approvals, competitive rates, and trusted long-term financial guidance.
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